Taking care of what counts
Multi-peril Insurance for Businesses
We cover your property on your premises, in temporary storage, newly acquired or in transit.
8 reasonsto choose La Capitale multi-peril insurance
Get coverage for all your needs in a single contract
Benefit from personalized, evolving coverage that allows you to add optional coverage as your business grows. You're free to choose the right coverage for you!
Insure your property based on its replacement value, not its depreciated value
Protect yourself against inflation! With this coverage, the amount of insurance is adjusted monthly for inflation.
Benefit from the added security of a recognized security system connected to a central monitoring station and save up to 30% on your premium
Take advantage of payment options allowing you to spread your premium payments over the term of your contract, with no interest or service charges
Enjoy comprehensive civil liability coverage: We cover personal prejudice, medical expenses, work performed by sub-contractors and rental liability
Benefit from underwriting that is customized for commercial auto insurance
Eligible business categories
- Commercial offices
- Self-employed workers
- Beauty salons
- Hair salons
- Electrolysis salons
- Retailers
- Garage owners
- Contractors
- Daycares
- Condominiums
What's covered?
Multi-peril insurance for commercial offices and self-employed workers
Your workplace and its contents
- All-perils coverage for your property
- Leasehold improvements
- Computers and data storage media
- Valuable documents and archives
- Client account files
- Sewer backup
- Equipment damage
Loss of income following a covered loss
- Additional costs due to temporary relocation
- Auditor fees
Fraudulent acts
- Embezzlement
- Counterfeit bank notes or money orders
- Loss or deterioration of money and securities
Your civil liability
- General form civil liability
- Employee benefit plan administrator civil liability
- Additional employer liability
- Personal prejudice, including advertising liability
- Medical expenses
- Work performed by sub-contractors
- Rental liability
- Non-owned automobile insurance
Multi-peril insurance for beauty salons, hair salons and electrolysis salons
Your workplace and its contents
- All-perils coverage on your property (with or without theft)
- Leasehold improvements
- Personal property in your custody that is away from the insured premises
- Glass breakage and indoor and outdoor signs
- Sewer backup
- Equipment damage
Loss of income following a covered loss
- Additional costs due to temporary relocation
- Auditor fees
Fraudulent acts
- Embezzlement
- Counterfeit bank notes or money orders
- Loss or deterioration of money and securities
Your civil liability
- General form civil liability
- Additional employer liability
- Personal prejudice, including advertising liability
- Medical expenses
- Work performed by sub-contractors
- Rental liability
- Contractual liability
- Non-owned automobile insurance
- Employee benefit plan administrator liability
- Professional civil liability (optional)
Get a quote by calling 1 800 644-0607.
Montreal : 514 906-2300
Quebec City : 418 266-9600
At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply.
Are you a member of a professional order or association?
Be sure to mention it when you ask for a quote and you could enjoy additional savings on all our insurance products.
