Taking care of what counts
Planning Your Retirement
Net retirement income
Take into account the expenses you will no longer have when retired such as contributions to public programs and group insurance:
- The Quebec Pension Plan or Canada Pension Plan: 5.025% or 4.95% of income between $3,500 and $50,100 (2012 maximum: $2,341.65 or $2,306.70).
- Employment Insurance: 1.47% of income up to a maximum insurable amount of $45,900 (2012 maximum: $674.73).
- Your pension plan: 4.0% to 12.30% of your salary exceeding $17,535 or $16,533 in 2012, according to your pension plan (for example, at the RREGOP in 2012: 8.94% of your salary exceeding $16,533).
- Your group Insurance: Life insurance, disability, health, etc.
- Your dues: Professional associations, unions, etc.
Retirement insurance
Check which coverage can be maintained and determine if you and your loved ones have adequate coverage in the event of death or illness.
- Our permanent life insurance products are designed for individuals age 50 and over.
- Our health, accident and long term care insurance products will allow you to be independent and maintain your quality of life.
Retirement planning seminars
Planning means giving yourself the means to make a smooth transition to retirement, from both a personal and professional point of view. To enjoy better quality of life, you should plan the financial side but also maintain an active lifestyle and be health-conscious.
| Dates | Time | Location |
|---|---|---|
| May 28, 29 and 30 2012 | From 9:00 a.m. to 4:30 p.m. | Cégep Marie-Victorin, Pavillon Bélanger, local 210, 767 Bélanger Est, Montréal |
| May 28, 29 and 30 2012 | From 9:00 a.m. to 4:30 p.m. | Québec, Hotel to be confirmed |
| December 3, 4 and 5 2012 | From 9:00 a.m. to 4:30 p.m. | Cégep Marie-Victorin, Pavillon Bélanger, local 210, 767 Bélanger Est, Montréal |
| December 3, 4 and 5 2012 | From 9:00 a.m. to 4:30 p.m. | Québec, Hotel to be confirmed |
* Lodging and meal packages are available.
Obtain subscription form (French only)
Who are these seminars designed for?
Individuals age 50 and over and their spouses. Some exceptions apply to individuals under 50.
To check your eligibility, contact:
Jean Perron
Educational consultant
Retirement planning
CSAE Pavillon Bélanger
767 Bélanger St
Montreal QC H2S 1G7
Tel: 514 278-3535, ext. 234
jean.perron@collegemv.qc.ca
Time and location
- Seminars can run from 14 to 24 hours and can accommodate up to 25 people, including spouses.
- They can be conducted at any time of day, based on the clients' needs.
- They are offered anywhere in Quebec, in French or English, by seminar leaders and speakers in your area.
