Taking care of what counts
Accimum
Provincial and group insurance plans will not cover all of your expenses in the event of an accident.
In the event of an accident, receive a lump-sum payment or reimbursement in order to cover unexpected expenses.
6 reasonsto take out La Capitale Accimum insurance
Apply for Accimum online. It's simple and secure!
Insure your whole family for just a few dollars a day.
Save up to 10% if you enrol in a 2-year policy.
You will be automatically approved, regardless of your health .
Benefit from a free telephone assistance service to help you deal with day-to-day problems and situations.
Enjoy coverage 24 hours a day, 7 days a week, anywhere in the world.
How much does it cost?
The amounts below correspond to the costs of a 1- or 2-year contract. The PLUS Option offers benefits that are 4 times higher than the BASIC Option.
| BASIC option | PLUS option | |||
|---|---|---|---|---|
|
Contract term 1 year |
Contract term 2 years |
Contract term 1 year |
Contract term 2 years |
|
| 15 days to 5 years | $6,45 | $11,60 | $12,85 | $23,14 |
| 6 to 11 years | $9,20 | $16,54 | $18,40 | $33,10 |
| 12 to 17 years | $15,70 | $28,24 | $31,35 | $56,44 |
| 18 to 70 years | $27,70 | $49,84 | $55,40 | $99,70 |
| BASIC option | PLUS option | |||
|---|---|---|---|---|
|
Contract term 1 year |
Contract term 2 years |
Contract term 1 year |
Contract term 2 years |
|
| 15 days to 5 years | $5.50 | $9.90 | $11.00 | $19.80 |
| 6 to 11 years | $7.35 | $13.24 | $14.70 | $26.44 |
| 12 to 17 years | $10.10 | $18.20 | $20.25 | $36.44 |
| 18 to 70 years | $13.85 | $24.94 | $27.70 | $49.84 |
Amount of coverage1, 2
Accidental dismemberment or loss of use
| Basic Option | Plus Option | |
|---|---|---|
| Two of the following parts of the body: hand, foot, arm, leg or vision in one eye | $70,000 | $280,000 |
| Hearing in both ears and speech | $70,000 | $280,000 |
| A hand, a foot, an arm or a leg | $40,000 | $160,000 |
| Hearing in both ears or speech | $35,000 | $140,000 |
| Sight in one eye or hearing in one ear | $9,000 | $36,000 |
| A finger or toe (per finger or toe) | $1,300 | $5,200 |
Hospital and paramedical expenses following an accident
| Per accident | |
|---|---|
| Expenses for occupying a room in a hospital centre in Canada | Maximum of $75 per day |
| Professional fees of a registered nurse if such care is prescribed by the attending physician | Maximum of $6,0003 |
| Professional fees of a chiropractor, occupational therapist, osteopath, physiotherapist, podiatrist, speech therapist or audiology specialist ($15/treatment) | Maximum of $1803 |
| Prescription drug expenses | Included |
| Expenses for emergency transportation immediately following the accident | Included |
| Expenses for rental or purchase of a cane, crutches, a walker or a wheelchair | Included |
| Expenses for purchase of a first hearing aid or an artificial eye (maximum of $600/prosthesis) | Maximum of $1,200 |
| Expenses for purchase or rental of an orthosis | Maximum of $350 |
| Expenses for replacement of broken eyeglasses used to correct vision | Maximum of $1003 |
| Expenses for medical care not indicated above AND received outside the insured's province of residence | Maximum of $6,0003 |
Notes:
- Benefits are payable as a result of an accident, except in the event of a death from natural causes.
- An insured age 65 or older on the date of the accident is only eligible for 50% of the amounts indicated.
- Maximum amount per contract year.
- Maximum amount for the lifetime of the insured.
Apply for Accimum online or call 1 866 612-3473.
Do you work in the Quebec public service?
Find out more about the exclusive benefits offered to members of the Quebec public service
