Taking care of what counts
Critical Illness Insurance
1 in 3 Canadians will develop cancer in their lifetime.
We have a tendency to think that critical illness only happens to other people until our own lives are turned upside down following a serious diagnosis.
Give yourself the means to maintain a normal life without having to worry about the financial impacts of a critical illness.
Second Chance
Receive a tax-free lump sum payment if you survive for at least 30 days following the date of diagnosis of an insured critical illness or surgical procedure.
| Simplified Second Chance | Extended Second Chance | Second Chance for Children | |
|---|---|---|---|
| Features | Covers 6 illnesses, surgeries and conditions. | Covers 25 illnesses, surgeries and conditions. | Covers 27 illnesses, surgeries and conditions from the time your child is 30 days old. |
| Documents | Leaflet (PDF - 870 Kb) | Leaflet (PDF - 333 Kb) | Leaflet (PDF - 875 Kb) |
| Best DoctorsTM | Yes | Yes | Yes |
| Succession Advantage | Yes | Yes | Yes |
| Accidental fracture rider | Yes | Yes | Yes |
List of covered illnesses, surgeries or conditions
| Simplified second chance | Extended second chance | Second chance for children |
|---|---|---|
|
Cerebrovascular accident (Stroke) Coronary artery bypass surgery Heart attack Potentially fatal cancer Coma Paralysis |
Stroke Aortic surgery Coronary surgery Heart attack (myocardial infarction) Heart valve replacement Life-threatening cancer Benign brain tumor Major organ transplant Major organ transplant on waiting list Kidney failure Coma Aplastic anemia Alzheimer’s disease Motor neuron disorder Parkinson’s disease Paralysis Multiple sclerosis Bacterial meningitis Severe burns Blindness Occupational HIV infection Loss of speech Loss of limb Deafness Loss of autonomy |
Covered childhood illnesses
Other insured illnesses and surgical procedures
|
1 Diagnosed before the child's 3rd birthday.
2 Diagnosed before the child's 18th birthday.
3 These illnesses generally occur in adulthood, but the child remains covered right from contract issue for the entire duration of the contract, i.e. until age 75.
Best Doctors
All Second Chance products include the Best DoctorsTM assistance service free of charge. Benefit from a trusted medical opinion from the best doctors and specialists at any time, anywhere in the world.
See our Second Chance leaflet
(PDF - 870 Kb)
See our Extended Second Chance leaflet
(PDF - 513 Kb)
See our Second Chance for Children leaflet
(PDF - 875 Kb)
Get more coverage in one contract
Benefit from the bundling of insurance products at a budget-friendly cost.
The Family PlanContact your La Capitale financial security advisor today or call us at 1 866 612-3473.
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