Taking care of what counts
Homeowners
Did you know that in the last 3 years, construction costs have risen by around 6.2% and that the cost of some materials has skyrocketed by up to 27.6%*? Our agents will make sure your home is insured for its full reconstruction value to protect you against these rising costs.
11 reasonsto insure your home with La Capitale
Save up to $75 on your new home insurance if you also insure your car with us, thanks to the Consider it done deal.
Choose a 2-year policy and your premium will stay the same even if you file a claim.
Save up to 30% if your home is equipped with a recognized fire and theft alarm system connected to a central monitoring station.
Enjoy exclusive discounts if you are a member of a La Capitale partner association.
Pay your premium by preauthorized debit and save an extra 2%.
Save 15% if you own a LEED®-certified home.
If your home is a total loss, receive 100% of the reconstruction value for the building, even if the amount exceeds the estimated value specified in the contract.
Benefit from coverage against identity theft or fraudulent use of your credit and debit cards.
No deductible to pay in the event of a loss with the Zero Deductible Protection Plan®.
Benefit from CAP Legal Assistance free of charge, which gives you access to our team of lawyers for any legal questions.
Take advantage of one of the most comprehensive legal assistance programs on the market by taking out Legal Access Insurance.
At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply.
Get an online home insurance quote or call 1 888 522-5260 .
Do you work in the Quebec public service?
Save up to 4% on your premium if you opt for the Payroll Deduction Privilege.
Find out more about the exclusive benefits offered to members of the Quebec public service.
Young Family Promotion
We had parents with young children in mind when we created the Young Family Promotion. Enjoy substantial savings for each child under age 13.
1 888 522-5260
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Monday to Thursday
8:00 a.m. to 8:00 p.m.
Friday
8:30 a.m. to 3:00 p.m.
Saturday
