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Mortgage loans
5 reasons to take out a mortgage loan with La Capitale
Our wide range of products allows you to select one tailored to your needs.
With the Capitale Plus Option, you can choose to reborrow the principal already repaid or borrow a portion of the appreciation of your property without having to re-visit the notary.
Transfer your balance and loan terms, penalty-free, to finance a new property when you move.
Assign your loan conditions to the buyer when you sell your property.
Benefit from the annual prepayment privilege and pay up to 15% of the original principal before the end of your mortgage term. Doing this can save you thousands of dollars.
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Fixed-rate mortgage loan
Opt for a fixed rate and benefit from the stability of fixed mortgage payments.
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Adjustable-rate mortgage loan
Take advantage of rate fluctuations with an interest rate that is adjusted every year for a 5-year period.
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Chameleon integrated financing
Make the most of the equity in your home to finance your projects at an attractive rate.
Contact one of our mortgage financing advisors or call 1 888 703-4480.
Do you work in the Quebec public service?
First-time Homebuyers package
Home insurance that's FREE for 1 year
Obtain an attractive mortgage loan for your first home
Act quickly! Special limited time offer.
Insure your loan
With our credit protection insurance, you can protect your investment in the event of death, critical illness or disability.
