Taking care of what counts
Chameleon Integrated Financing
Benefit from a mortgage-backed line of credit of up to 80% of the value of your home and put it to use for your financing needs. You also have the flexibility of managing your loans separately with fixed-rate or variable-rate portions.
6 reasons to choose the Chameleon from La Capitale
Access funds quickly at any time without the hassle of negotiating new credit applications or having to pay notary fees.
Enjoy a preferred interest rate that is significantly lower than rates for lines of credit and personal credit cards.
Integrate all your loans and receive just one monthly statement.
Benefit from flexible payment terms in line with your budget.
Manage everything online: Carry out transactions and transfers, view your account balance and more with our online service.
Link your Chameleon to your current bank account.
How does the Chameleon work?
You can simply use your main account for all your financing needs. However, to avoid fluctuations in the preferred rate or to manage your loans separately, you can create optional accounts at any time. For example:
| Value of your home[1] | $200,000 |
|---|---|
| Credit limit (80% × $200,000) | $160,000 |
| Main account | |
| Boat loan | $30,000 |
|
Closed fixed interest rate account |
|
| Home loan | $50,000 |
|
Reimbursable fixed interest rate account |
|
| Car loan | $10,000 |
| Variable credit account | |
| Renovation loan | $5,000 |
| Available credit | $65,000 |
[1] Value used for financing purposes
Contact one of our mortgage financing advisors or call 1 888 703-4480.
Do you work in the Quebec public service?
Benefit from a preferred interest rate and exclusive promotions!
Find out more about the exclusive benefits offered to members of the Quebec public service.
Insure your loan
With our credit insurance , you can protect your investment in the event of death, critical illness or disability.
