Guaranteed investment certificate (GIC)

Benefit from progressive interest rate bonuses on certain products once your investments exceed $10,000*. With a GIC from La Capitale, you are guaranteed to come out ahead!

*Certain conditions apply.

Which GIC suits you best?
	Traditional GIC	Progressive GIC	Periodic Deposit GIC	Equity Index GIC	Flexible Payout GIC
Description	To secure your investment portfolio and ensure stable returns	To grow your investments at interest rates that are guaranteed to go up every year	To repay an RRSP under the HBP or LLP, finance an upcoming vacation or carry out special projects	A gateway to the stock markets for higher potential returns and guaranteed capital at maturity and on death	Ideal for a RRIF or LIF as it allows you to withdraw income directly from your GIC
Type of contract	Non-registered, registered and TFSA	Registered and TFSA	Non-registered, registered and TFSA	Non-registered, registered and TFSA	RRIF and LIF
Interest	Guaranteed	Guaranteed	Guaranteed	Variable based on a market index, underlying fund or portfolio	Guaranteed
Term	30 to 270 days, 1 to 5 years, 7 years and 10 years	7 years	1 to 5 years	5, 7 and 10 years	2 to 10 years
Redeemable*	Redeemable and non-redeemable	Yes	Redeemable and non-redeemable	Yes	Yes
Minimum investment	$500	$500	$500 per year	$500	$5,000
Portfolio bonus	Yes	Yes	Yes	Yes**	Yes
Guarantee	Capital and returns guaranteed at maturity and on death	Capital and returns guaranteed at maturity and on death	Capital and returns guaranteed at maturity and on death	Capital guaranteed at maturity and on death	Capital guaranteed at 100%