Group Insurance Plan for SME

Group insurance plan for small and medium-sized businesses

A simple and paperless group insurance plan! 

Action 2-50 offers a full range of coverages for participants and their eligible family members. For policyholders, this represents a competitive advantage that promotes the retention of their qualified staff and workforce.

  • Life insurance for participants and their dependents
  • Accidental Death and Dismemberment insurance
  • Short- and Long-Term Disability insurance
  • Health insurance
  • Travel and Trip Cancellation insurance
  • Dental Care insurance
  • Critical Illness insurance
  • Employee Assistance Program
  • VIVA Workplace Health and Wellness Program


Online and Paperless

Action 2-50 is a group insurance plan in which everything is done online, in a secure, paperless manner. For this reason, processing is faster. That's a huge advantage in a world in which everyone's time is valuable!

  • Enrolment of participants
  • Booklet and contract
  • Claims
  • Direct deposit of benefits
  • Payment of the policyholder's invoices by preauthorized debit
  • Access to insurance files
  • Electronic invoicing
  • Electronic statements
  • Mobile App

Free App available on App Store and Google Play.

Rapid Implementation – 10 Days

The Action 2-50 group insurance plan coverages are implemented within 10 business days following receipt of all the required documents. The participants can take advantage of all the benefits of their insurance plan and have online access to their insurance files as of that point.

Personalized Customer Service

La Capitale is known for its excellent group insurance customer service. Attentive and dedicated advisors are assigned to each client, which ensures the provision of personalized service at all times. 

Details of Insurance

  • Life insurance
  • Long-term disability insurance
  • Health insurance
Life Insurance
Termination at age 75 A 50% reduction applies as of age 65, and a fixed amount of $10,000 or $25,000 is offered between the ages of 70 and 75. 
Legal Access
Legal Access insurance covers notary fees in the event of death or incapacity of the participant or his or her spouse, up to a maximum of $1,000 for the duration of the policy.
Long-Term Disability Insurance
Management Assistance program
The Tandem program can help an employee who is going through a difficult time by providing up to 12 hours of strictly confidential consultation with professionals.
Own Occupation Possibility of extending the Own Occupation clause from 24 to 60 months. For executives and senior managers, the Own Occupation clause can be extended to age 65.
Health Insurance
Conversion product For employees leaving their group insurance plan or retiring, we offer a Healthcare insurance plan that complements the public health insurance plan. La Capitale offers 3 plan options and an optional coverage supplement to meet a variety of needs.
Travel insurance Coverage available up to age 75
Trip Cancellation insurance Maximum of $5,000 per trip
Multiservices benefit The Multiservices benefit is provided in addition to the group insurance plan. It was designed to enable participants to convalesce at home, worry free. The costs associated with certain home care services are reimbursed if they are recommended by a physician and necessary for treatment following hospitalization or day surgery.
Preventive vaccines In line with its prevention philosophy, La Capitale reimburses the cost* of vaccines that prevent various illnesses. This benefit is particularly useful prior to the start of a trip.
CAP Medical Assistance An assistance service that enables insureds to get a second medical opinion in the event of a critical illness.

*Based on coinsurance, the deductible and the eligible maximum.

VIVA Workplace Health and Wellness Program

Workplace health and wellness program

To find out more about Action 2-50, contact your sales account manager or call toll free 1 800 463-4856