Interest rates for savings and investment products

reference-dimage-multi-langues

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See the interest rates in effect for La Capitale's savings and investment products.

See the rates of return on our investment accounts (PDF - 1 page)
 

Traditional GIC and special terms

Traditional GIC:
Compound interest / Non redeemable / Redeemable (adjustment of - 0.250 % to the posted rate)
Special terms GIC + :
Compound interest / Non redeemable
Portfolio1 /
Deposit
$500 to
$9,999
$10,000 to
$49,999
$50,000 to
$99,999
$100,000 to
$199,999
$200,000 to
$349,999
$350,000
and over 2
1 year 0.350 % 0.400 % 0.450 % 0.500 % 0.550 % 0.600 %
2 years 0.550 % 0.600 % 0.650 % 0.700 % 0.750 % 0.800 %
3 years 0.800 % 0.850 % 0.900 % 0.950 % 1.000 % 1.050 %
3 years +3 0.800 % 0.800 % 0.800 % 0.800 % 0.800 % 0.800 %
4 years 0.900 % 0.950 % 1.000 % 1.050 % 1.100 % 1.150 %
5 years 1.450 % 1.500 % 1.550 % 1.600 % 1.650 % 1.700 %
5 years +4 1.450 % 1.450 % 1.450 % 1.450 % 1.450 % 1.450 %
7 years 1.550 % 1.600 % 1.650 % 1.700 % 1.750 % 1.800 %
10 years 1.750 % 1.800 % 1.850 % 1.900 % 1.950 % 2.000 %

As of 2021/10/15

  • 1 In order to determine the bonus, the portfolio is defined as the sum of GICs (other than the Equity Index GIC) and the daily interest account (DIA) issued by La Capitale Civil Service Insurer that are held by the client and his or her spouse (if paired).
  • 2 Contact your financial security advisor for amounts higher than $350,000.
  • 3 Maturity date March 2025
  • 4 Maturity date March 2027

The portfolio bonus is included in the rates illustrated above.

Short term GIC

Short term GIC
(minimum $500)
Term Non Redeemable Redeemable
30 days 0.260 % 0.010 %
60 days 0.260 % 0.010 %
90 days 0.260 % 0.010 %
120 days 0.260 % 0.010 %
150 days 0.260 % 0.010 %
180 days 0.260 % 0.010 %
270 days 0.260 % 0.010 %

As of 2021/10/15

Daily interest savings account

Daily interest savings account
Balance Rrsp/Lera Rrif/Lif Non-Rrsp
0.00 $ to 999.99 $ 0.010 % 0.010 % 0.010 %
1,000.00 $ and over 0.010 % 0.010 % 0.010 %

As of 2021/10/15

If interest rates published on this site differ from those in the official list from La Capitale Financial Group Inc., the official list published by La Capitale Financial Group Inc. shall prevail.

Interest rates are subject to change at any time without notice.

Get advice on insurance, savings and investments

1 866 867-9296

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us