Benefit from the advice of our agents specializing in commercial insurance and take advantage of great insurance that meets the needs and expectations of retailers.
A few of the eligible retail business types
- Food (e.g. grocery stores, convenience stores, etc.)
4 good reasons to insure your retail business with La Capitale
Lock in your rate for 24 months thanks to our two-year policies
Take advantage of customized insurance coverage, designed by a local company founded over 40 years ago
Option of always dealing with the same agent
You can count on a claims service that's available 24/7
Basic coverages included
Other coverages available
Protect your investments toward your retail business thanks to our multi-peril insurance, which provides a complete coverage that’s tailored to your needs.
Your commercial property
Your commercial property is covered in the event of damage due to fire, theft and vandalism, including your buildings’ replacement value with no obligation to rebuild in the same location in the event of a total loss, as well as your merchandise and equipment.
Your civil liability
You are covered for damage that may be caused to third parties, including rental liability, medical expenses and work performed by sub-contractors. For example, you’re covered if a client gets injured after accidentally taking a fall on your icy driveway or wet floor.
Your loss of earnings and supplemental expenses
Losses of earnings and supplemental expenses incurred for resumption of your activities following an insured loss are covered.
Embezzlement resulting directly from any dishonest act committed by an employee is covered.