Service businesses insurance
Take advantage of coverage tailored to the needs and expectations of your service business, thanks to the advice provided by our agents specializing in commercial insurance.
Examples of eligible activities
- Driver training schools
- Garages (e.g. repairs, gas stations, mechanical shops, car washes, etc.)
- Repair shops (e.g. shoemaking, sewing, electronics, household appliances, etc.)
4 good reasons to insure your service business with La Capitale
Option of always dealing with the same agent
Take advantage of customized insurance coverage, designed by a local company founded over 40 years ago
You can count on a claims service that's available 24/7
Spread your payments out over the term of your contract, with no interest or service charges
Basic coverages included
Other coverages available
Protect your investments toward your business thanks to our multi-peril insurance, which provides a complete coverage that’s tailored to your needs.
Your commercial property
Your commercial property is covered in the event of damage due to fire, theft and vandalism, including your buildings’ replacement value with no obligation to rebuild in the same location in the event of a total loss, as well as your merchandise and equipment.
Your civil liability
You are covered for damage that may be caused to third parties, including medical expenses and work performed by sub-contractors and rental liability. For example, you’re covered if a client gets injured after accidentally taking a fall on your icy driveway or wet floor.
Your loss of earnings and supplemental expenses
Losses of earnings and supplemental expenses incurred for resumption of your activities following an insured loss are covered.
Embezzlement resulting directly from any dishonest act committed by an employee is covered.