Property and casualty insurance

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Contact us today: 

1 800 644-0607

We cover your property on your premises, in temporary storage, newly acquired or in transit.

8 reasons to choose La Capitale multi-peril insurance

  1. Get coverage for all your needs in a single contract
  2. Benefit from personalized, evolving coverage that allows you to add optional coverage as your business grows. You're free to choose the right coverage for you!
  3. Insure your property based on its replacement value, not its depreciated value
  4. Protect yourself against inflation! With this coverage, the amount of insurance is adjusted monthly for inflation.
  5. Benefit from the added security of a recognized security system connected to a central monitoring station and save up to 30% on your premium
  6. Take advantage of payment options allowing you to spread your premium payments over the term of your contract, with no interest or service charges
  7. Enjoy comprehensive civil liability coverage: We cover personal prejudice, medical expenses, work performed by sub-contractors and rental liability
  8. Benefit from underwriting that is customized for commercial auto insurance

Eligible business categories

Commercial offices
Self-employed workers
Beauty salons
Hair salons
Electrolysis salons
Retailers
Garage owners
Contractors
Daycares
Condominiums

Multi-peril insurance for commercial offices and self-employed workers

Your workplace and its contents

  • All-perils coverage for your property
  • Leasehold improvements
  • Computers and data storage media
  • Valuable documents and archives
  • Client account files
  • Sewer backup
  • Equipment damage

Loss of income following a covered loss

  • Additional costs due to temporary relocation
  • Auditor fees

Fraudulent acts

  • Embezzlement
  • Counterfeit bank notes or money orders
  • Loss or deterioration of money and securities

Your civil liability

  • General form civil liability
  • Employee benefit plan administrator civil liability
  • Additional employer liability
  • Personal prejudice, including advertising liability
  • Medical expenses
  • Work performed by sub-contractors
  • Rental liability
  • Non-owned automobile insurance

Multi-peril insurance for beauty salons, hair salons and electrolysis salons

Your workplace and its contents

  • All-perils coverage on your property (with or without theft)
  • Leasehold improvements
  • Personal property in your custody that is away from the insured premises
  • Glass breakage and indoor and outdoor signs
  • Sewer backup
  • Equipment damage

Loss of income following a covered loss

  • Additional costs due to temporary relocation
  • Auditor fees

Fraudulent acts

  • Embezzlement
  • Counterfeit bank notes or money orders
  • Loss or deterioration of money and securities

Your civil liability

  • General form civil liability
  • Additional employer liability
  • Personal prejudice, including advertising liability
  • Medical expenses
  • Work performed by sub-contractors
  • Rental liability
  • Contractual liability
  • Non-owned automobile insurance
  • Employee benefit plan administrator liability
  • Professional civil liability (optional)

Multi-peril insurance for retailers, garage owners, contractors, daycares, condominiums, etc.

For all the details on these products, please call us at 1 800 644-0607.

At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply.

Are you a member of a professional order or association?

Be sure to mention it when you ask for a quote and you could enjoy additional savings on all our insurance products.

 

Get a quote by calling 1 800 644-0607