Self-employed workers insurance
Take advantage of coverages designed for self-employed workers and get advice from our team of agents specializing in commercial insurance.
4 good reasons to insure your business with La Capitale
Option of always dealing with the same agent
Take advantage of customized insurance coverage, designed by a local company founded over 40 years ago
You can count on a claims service that's available 24/7
Spread your payments out over the term of your contract, with no interest or service charges
Other coverages available
Coverage available to self-employed workers based on their business reality
Protect the investments you make toward your business thanks to our complete coverage that’s tailored to your needs.
What could be covered
Your commercial property
We can cover your commercial property in the event of damage caused by fire, theft and vandalism. This includes your buildings’ replacement value, with no obligation to rebuild in the same location in the event of a total loss, as well as your merchandise, equipment and portable equipment.
Your civil liability
We offer coverage for damage that may be caused to third parties, including medical expenses, work performed by sub-contractors and rental liability. For example, you’re covered if a client gets injured after accidentally taking a fall on your icy driveway or wet floor.
Loss or deterioration of important documents
Your important documents can be covered in the event of theft or deterioration resulting from a loss.
Your loss of income and additional expenses
We can cover the loss of earnings and supplemental expenses incurred for resumption of your activities following a covered loss.
Embezzlement resulting directly from any dishonest act committed by an employee can be covered.