Self-employed workers insurance

Ask for a commercial insurance quote at

1 800 644-0607


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Take advantage of coverages designed for self-employed workers and get advice from our team of agents specializing in commercial insurance.

4 good reasons to insure your business with La Capitale


Option of always dealing with the same agent


Take advantage of customized insurance coverage, designed by a local company founded over 40 years ago


You can count on a claims service that's available 24/7


Spread your payments out over the term of your contract, with no interest or service charges


Local companies: Get a chance to win $5,000!

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  • Coverage available

  • Other coverages available

Coverage available to self-employed workers based on their business reality
Protect the investments you make toward your business thanks to our complete coverage that’s tailored to your needs.

What could be covered:

Your commercial property

We can cover your commercial property in the event of damage caused by fire, theft and vandalism. This includes your buildings’ replacement value, with no obligation to rebuild in the same location in the event of a total loss, as well as your merchandise, equipment and portable equipment.

Your civil liability

We offer coverage for damage that may be caused to third parties, including medical expenses, work performed by sub-contractors and rental liability. For example, you’re covered if a client gets injured after accidentally taking a fall on your icy driveway or wet floor.

Loss or deterioration of important documents

Your important documents can be covered in the event of theft or deterioration resulting from a loss.

Your loss of income and additional expenses

We can cover the loss of earnings and supplemental expenses incurred for resumption of your activities following a covered loss.


Embezzlement resulting directly from any dishonest act committed by an employee can be covered.

Learn about our optional coverages! For example:


Call an agent specializing in commercial insurance at

tel-icon.png1 800 644-0607

At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply.