Planning Your Retirement

Net retirement income

Take into account the expenses you will no longer have when retired such as contributions to public programs and group insurance:

  • The Quebec Pension Plan or Canada Pension Plan: 5.325% or 4.95% of income between $3,500 and $54,900 (2016 maximum: $2,737.05 or $2,544.30).
  • Employment Insurance: 1.88% of income up to a maximum insurable amount of $50,800 (2016 maximum: $955.04).
  • Your pension plan: 4.0% to 14.38% of your salary exceeding $13,725 or $19,215 in 2016, according to your pension plan (for example, at RREGOP in 2016: 11.12% of your salary exceeding $13,725).
  • Your group Insurance: Life insurance, disability, health, etc.
  • Your dues: Professional associations, unions, etc.

Retirement insurance

Check which coverage can be maintained and determine if you and your loved ones have adequate coverage in the event of death or illness.

  • Our permanent life insurance products are designed for individuals age 50 and over.
  • Our health, accident and long term care insurance products will allow you to be independent and maintain your quality of life.

Get advice on insurance, savings and investments

Talk to an advisor

1 855 896-9495

8:30 a.m. to 5:00 p.m. Monday to Friday

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