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Apply for Accimum online

Apply for Accimum

1 866 227-2646
8:30 a.m. to 5:00 p.m. weekdays

Email us

Provincial and group insurance plans will not cover all of your expenses in the event of an accident.

In the event of an accident, receive a lump-sum payment or reimbursement in order to cover unexpected expenses.

6 reasons to take out La Capitale Accimum insurance

  1. Apply for Accimum. It's simple and secure!
  2. Insure your whole family for just a few dollars a day.
  3. Save up to 10% if you enrol in a 2-year policy.
  4. You will be automatically approved, regardless of your health.
  5. Benefit from a free telephone assistance service to help you deal with day-to-day problems and situations.
  6. Enjoy coverage 24 hours a day, 7 days a week, anywhere in the world.

How much does it cost?

The amounts below correspond to the costs of a 1- or 2-year contract. The PLUS Option offers benefits that are 4 times higher than the BASIC Option.

Male
  Basic option PLUS option
  Contrat term
1 year
Contrat term
2 years
Contrat term
1 year
Contrat term
2 years
15 days to 5 years $6,45 $11,60 $12,85 $23,14
to 11 years $9,20 $16,54 $18,40 $33,10
12 to 17 years $15,70 $28,24 $31,35 $56,44
18 to 70 years $27,70 $49,84 $55,40 $99,70

 

Female
  Basic option PLUS option
  Contrat term
1 year
Contrat term
2 years
Contrat term
1 year
Contrat term
2 years
15 days to 5 years $5,50 $9,90 $11,00 $19,80
to 11 years $7,35 $13,24 $14,70 $26,44
12 to 17 years $10,10 $18,20 $20,25 $36,44
18 to 70 years $13,85 $24,94 $27,70 $49,84

 

Amount of coverage 1, 2

Accidental death of an insured between the ages of 14 days and 25 years on the date of the accident

Accidental death of an insured between the ages of 14 days and 25 years on the date of the accident
  Basic Option PLUS Option
As a paying passenger with a public carrier $15,000 $60,000
Other circumstances $6,000 $24,000

 

Accidental death of an insured age 25 or over on the date of the accident

Accidental death of an insured age 25 or over on the date of the accident
  Basic Option PLUS Option
As a paying passenger with a public carrier $20,000 $80,000
Other circumstances $13,000 $52,000

 

Death from natural causes

Death from natural causes
  Basic Option PLUS Option
Insured between the ages of 14 days and 25 years $3,500 $14,000

 

Accidental dismemberment or loss of use

Accidental dismemberment or loss of use
  Basic Option PLUS Option
Two of the following parts of the body: hand, foot, arm, leg or vision in one eye $70,000 $280,000
Hearing in both ears and speech $70,000 $280,000
A hand, a foot, an arm or a leg $40,000 $160,000
Hearing in both ears or speech $35,000 $140,000
Sight in one eye or hearing in one ear $9,000 $36,000
A finger or toe (per finger or toe) $1,300 $5,200

 

Accidental fracture

Accidental fracture
  Basic Option PLUS Option
Skull, vertebral column (except coccyx), pelvis or femur $300 $1,200
A rib, sternum, coccyx, larynx, trachea, scapula, humerus, patella, tibia or fibula $55 $220
A bone not indicated above $30 $120

 

Hospital and paramedical expenses following an accident

Hospital and paramedical expenses following an accident
  Per accident
Expenses for occupying a room in a hospital centre in Canada Maximum of $75 per day
Professional fees of a registered nurse if such care is prescribed by the attending physician Maximum of $6,0003
Professional fees of a chiropractor, occupational therapist, osteopath, physiotherapist, podiatrist, speech therapist or audiology specialist ($15/treatment) Maximum of $1803
Prescription drug expenses Included
Expenses for emergency transportation immediately following the accident Included
Expenses for rental or purchase of a cane, crutches, a walker or a wheelchair Included
Expenses for purchase of a first hearing aid or an artificial eye (maximum of $600/prosthesis) Maximum of $1,200
Expenses for purchase or rental of an orthosis Maximum of $350
Expenses for replacement of broken eyeglasses used to correct vision Maximum of $1003
Expenses for medical care not indicated above AND received outside the insured's province of residence Maximum of $6 0003

 

Dental expenses following an accident

Dental expenses following an accident
  Per accident
Maximum of $350 per tooth
Repair or replacement of a denture Maximum of $350

 

Transportation and accommodation expenses

Transportation and accommodation expenses
  Per accident
For the insured and the person accompanying the insured for treatments that cannot be obtained within 50 km of the insured's home Maximum of $1,000

 

Education-related expenses (insured student only)

Education-related expenses (insured student only)
  Per accident
Private lessons ($25/hour) Maximum of $3,0003
Reorientation costs Maximum of $3,5004
Tuition Maximum of $1,0003
Disability income benefit ($175/month) Maximum of $4,2004

 

School transportation fees (insured student only)

School transportation fees (insured student only)
  Per accident
Expenses for round-trip transportation between home and school ($10/day) Maximum of $1004

 

Childcare expenses (children under age 18)

Childcare expenses (children under age 18)
  Per accident
Insured child ($10/hour) Maximum of $1004

 

Financial support in the event of hospitalization)

Financial support in the event of hospitalization)
  Per accident
Hospitalized insured ($25/night of hospitalization) Maximum of $1,0003

 

 
Notes:
 
1. Benefits are payable as a result of an accident, except in the event of a death from natural causes.
2. An insured age 65 or older on the date of the accident is only eligible for 50% of the amounts indicated.
3. Maximum amount per contract year.
4. Maximum amount for the lifetime of the insured.

Limitations and restrictions

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Quebec public service employees and retirees: Exclusive advantages are in store for you!

Find out more

Apply for Accimum online

Apply for Accimum

1 866 227-2646
8:30 a.m. to 5:00 p.m. weekdays

Email us