Automobile insurance

Save up to $360 when you bundle your insurance1

Get a quote

1 888 522-5260

Get a car insurance quote online or by phone and find out why 96% of our clients would choose us again!2

Benefits of our auto insurance

 

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Claim forgiveness coverage: avoid premium increases resulting from one or even two auto claims!


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Get full roadside assistance for only $2 per month if you are between 20 and 30 years old!


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Up to 20% off for drivers with no claims.

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Receive a 15% discount on your electric or hybrid auto insurance.

 



Claim Forgiveness Coverage

Avoid premium increases
resulting from one or even two auto claims!

Find out more


 

What does auto insurance?

 

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Mandatory coverage: civil liability insurance

It covers you if you cause damage to other persons and if you cause damage to your vehicle in the event of an accident in which you are not at fault.

$1M of coverage is generally recommended. However, if you drive outside Quebec, it is recommended that you pay a few extra dollars/month to increase your coverage to $2M.

In insurance jargon, this is referred to as Section A insurance.

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Options: coverages for property damage to your vehicle

Based on your situation, add optional coverage for property damage to your vehicle:

  • In the event of a collision in which you are at fault or you are the victim of a hit-and-run (Section B2)
  • In the event of fire, theft, vandalism and glass breakage (Section B3)

Other popular coverages

Claim forgiveness
When renewing your insurance, you notice that your premium has increased because of an accident. With claim forgiveness, you avoid premium increases resulting from one or even two auto claims.

Travel costs (Q.E.F. or endorsement No. 20A)
This protection, useful in the event of an accident that deprives you of your vehicle for several days, covers automobile rental costs or public transportation or taxi expenses. Additional accommodation expenses are also covered if the accident occurs far from home.

Civil liability resulting from damage caused to vehicles of which the named insured is not owner (Q.E.F. or endorsement No. 27)
This protection covers damage to a borrowed or short-term rental vehicle. It often costs less than the insurance offered by the lessor.

Change to Indemnity (Q.E.F. or endorsement Nos. 43A and 43E)
This coverage, better known as “Replacement Value” coverage, is an interesting option if you have a new vehicle. It allows you to obtain a waiver of depreciation in the event of the total loss of your vehicle.
In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.
In the event of a total loss, the indemnity corresponds to the cost of a new vehicle with the same features as those of the insured vehicle.

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Add-ons: benefits that make all the difference

No matter what situation you are facing, we are by your side! Our assistance services are available to you for free or at a preferred rate.

How to file a car insurance claim

If a covered loss occurs: We're available 24 hours a day, 7 days a week, and we will process your claim quickly and fairly.

See the tips below for dealing with the most common situations.

Glass breakage

Civil liability

Collision

Fire

Partial theft and vandalism

Total theft

FAQ

  • Multi-product Promotion
  • Family Promotion
  • Special offer for young adults
  • Advantages for members of the public service

Save up to $360 with our multi-product promotion by bundling your home, auto and leisure vehicle insurance with us.1

Do you have children under age 16? Our Family promotion was designed to help you save money! Get up to $100 in savings on your new insurance.1

Are you between 20 and 30 years old? With our special offer for young adults you save up to $100 on your new home, auto or leisure vehicle insurance1 and get Roadside assistance for only $2 per month!

Quebec public service employees and retirees: Exclusive advantages are in store for you! Get up to 19% in additional discount  on your home, auto or leisure vehicle insurance.

 

Our partners :

 

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Turo

Rent out your car peer-to-peer with this free, secure car-sharing service, now available to our auto insurance clients! Just let us know that you have signed up for Turo by dialing 1 888 522-5260.

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Miliplein

Get Milliplein points on all your insurance products!

Find out more

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DuProprio

Additional 5% discount on home, auto and leisure vehicle insurance for duProprio home buyers and sellers

Find out more

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Travel insurance

Do you have La Capitale property and casualty insurance (home, auto, etc.)? Save 5% on your travel insurance.

Find out more

Get an auto insurance quote by calling 1 888-522-5260.

What do you need to complete your online quote request?

Get a quote

8:00 a.m. to 9:00 p.m. Monday to Thursday
8:00 a.m. to 8:00 p.m. Friday
8:30 a.m. to 4:00 p.m. Saturday


Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. 1. Savings apply to new two-year policies. Promotion reimbursement by cheque or bank deposit. 2. Source: CROP survey of 600 clients with home and auto claims, May 2014.