Credit Protection (Loan) Insurance

For advice on insurance, investments and savings

1 844 928-7316

8:30 a.m. to 5:00 p.m. Monday to Friday

At La Capitale, we realize the anxiety that can be associated with hospitalization due to COVID-19. Your health and that of your loved ones, as well as your financial security, are very important.

With this in mind, we are including coverage in the event of hospitalization due to COVID-19 free of charge with certain new individual insurance policies¹ for a limited period. Find out more

Find out about the option of exchanging the insurance contract term for a longer term during the first 5 years, without evidence of insurability. This option applies to both new and inforce contracts.

Credit Protection Insurance can be tailored to your various needs and any type of financing

Personal line of credit

Mortgage loan or line of credit

Personal loan (automobile, boat, recreational vehicle, renovations, studies, etc.)

Commercial mortgage loan

Agricultural loan

Car lease

**Does your financial institution offer as much as La Capitale’s Credit Protection Insurance?**
	La Capitale Credit Protection insurance	Loan insurance from other financial institutions
Type of plan	Individual insurance	Group insurance
Includes Disability Income benefit	Yes	Yes
Includes Critical Illness insurance	Yes	Yes
Premium guaranteed for the term of the contract	Yes	No
Fixed insured amount in the event of death, critical illness or disability	Yes	No
Option of converting your Term Life Insurance into Permanent Insurance	Yes	No
Choice of beneficiaries	Yes	No
Using the amount however you see fit	Yes	No
Option to exchange the contract term for a longer term during thefirst 5 years, without evidence of insurability	Yes	No
Option of maintaining insurance when changing financial institutions	Yes	No