Critical Illness Insurance
If you become critically ill, this coverage pays benefits that you can use to provide for your needs. You can, for example, use the benefits to pay for medical care or treatment or to cover the expenses of adapting your environment to your physical condition. The benefits can make up for a decrease in your personal income or compensate for a loss of income resulting from an absence from work to take care of a child suffering from a covered critical illness.
Coverage for the insured and spouse
|Covered surgeries and illnesses||% of insured amount|
|Motor neuron diseases||100%|
|HIV (accidental occupational HIV infection)||100%|
|Major organ transplant||50%|
|Heart attack (myocardial infarction)||35%|
Coverage for dependent children
|Down syndrome (Trisomy 21)|
|Severe brain damage|
|Severe mental deficiency|
|Severe heart malformation|
Contact La Capitale at 1 800 463-4856 (option 1) in order to receive the required form and other information.
This page is provided for information purposes only. It merely provides an overview as to the nature of the coverage available. At all times, the terms and conditions pertaining to the coverage provided under each benefit are governed solely by the group insurance contract. Some conditions and exclusions apply.
Group Insurance Glossary
To help you understand group insurance terms, here are some definitions for nine of the key terms you’re likely to come across.
Learn more about it in reCap Blog.