You could save $425 by bundling your insurance1
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Get a condo home insurance quote that's truly tailored to your needs online or by phone!
Benefits of our condo owners insurance
Pay $0 in rate increases for 24 months, even if you make a claim, thanks to our two-year policies.
Get your bikes and video games covered at no extra cost, regardless of their value.
Get attractive, flexible coverage in the event of water seepage under the foundation, sewer backup or overflow of body of water.
Benefit from our superior coverage and get reimbursed for expenses not covered by your condominium syndicate's insurance policy for a loss affecting the building.
What does condo owners insurance include?
Coverage levels that can be adjusted based on your needs
Basic Plus plan
This plan includes:
- Basic coverage for your residence and its contents, in particular, against fire, theft, vandalism, wind and certain water damage (for example, you would be covered if a pipe on your dishwasher breaks, causing water damage)
- Coverage for damage caused by smoke, fire, or an explosion that occurs after an earthquake
- Civil liability coverage (which would cover you if, for example, your letter carrier accidentally fell and got hurt because you neglected to remove the ice in your entryway)
- Comprehensive building coverage, which would enable you to be compensated for an accidental paint spill on your hardwood floor, for example.
The Enhanced plan offers some of the best coverage on the market. Looking for comprehensive coverage for all damages sustained to your home or its contents? This coverage is for you! For example, you would be covered if you broke your brand new flat screen television while trying to install it on the wall.
Specific coverage amounts for certain property items
The coverage amounts for certain types of property, such as jewellery or works of art, may be adjusted based on the value of the items.
Whether you have a few good bottles or an enviable wine cellar, we include attractive coverage amounts for wine and spirits in our Basic plan. An unlimited coverage amount is also available for these items.
Lastly, your bikes and video games are automatically covered without limitation, regardless of their value.
How to file a claim in the event of a loss
If a covered loss occurs: We're available 24 hours a day, 7 days a week, and we will process your claim quickly and fairly.
See the tips below for dealing with the most common situations.
- Multi-product Promotion
- Family Promotion
- Special offer for young adults
- Advantages for members of the public service
You could save $425 by bundling your home, auto and leisure vehicle insurance
Do you have children under age 16? Our Family promotion was designed to help you save money! Get up to $100 in savings on your new insurance.
Are you between 20 and 30 years old? With our special offer for young adults you save up to $100 on your new home, auto or leisure vehicle insurance1 and get Roadside assistance for only $2 per month!
Our clients from the public service save an average of $450 by bundling their home, auto or leisure vehicle insurance.
The more you insure products with La Capitale, the more Milliplein rewards you earn!
Additional 5% discount on new home, auto and leisure vehicle insurance for duProprio home buyers and sellers
The more you insure products with La Capitale, the more Familiplus rewards you earn!
Do you have La Capitale property and casualty insurance (home, auto, etc)? Save 5% on your travel insurance.
High-interest savings account
Discover the La Capitale Stow & Grow Account and realize your projects faster!
Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. 1. Source: June 2017 SOM survey of La Capitale clients who bundled at least two products among home, auto and leisure vehicle insurance. Average savings calculated using the declared amounts of 142 respondents who benefited from a savings. This amount is for information purposes only and does not guarantee savings.