Secondary residence (cottage) owners

You could save $425 by bundling your insurance1

Get a quote

1 888 522-5260

8:00 a.m. to 9:00 p.m. Monday to Thursday
8:00 a.m. to 8:00 p.m. Friday
8:30 a.m. to 4:00 p.m. Saturday

Get a cottage home insurance quote that's truly tailored to your needs online or by phone!

Benefits of our cottage owners insurance


Pay $0 in rate increases for 24 months, even if you make a claim, thanks to our two-year policies.


Get your bikes and video games covered at no extra cost, regardless of their value.


Get free Airmedic coverage when you also insure your home or car with us. Worth $250 a year (including taxes)!


THANKS Loyalty Program: As soon as you become a client, benefit from privileges that add up over the years!

See more benefits

Emergency medical transportation by helicopter

Get fast and efficient emergency medical services,
no matter where you are in Quebec

Find out more

How to file a claim in the event of a loss

If a covered loss occurs: We're available 24 hours a day, 7 days a week, and we will process your claim quickly and fairly.

See the tips below for dealing with the most common situations.

Civil liability


Glass breakage

Loss of food in your refrigerator or freezer

Pool damage

Theft and vandalism

Water damage

Wind, hail and freezing rain



  • Multi-product Promotion
  • Family Promotion
  • Special offer for young adults
  • Advantages for members of the public service

You could save $425 by bundling your home, auto and leisure vehicle insurance

Do you have children under age 16? Our Family promotion was designed to help you save money! Get up to $100 in savings on your new insurance.1

Are you between 20 and 30 years old? With our special offer for young adults you save up to $100 on your new home, auto or leisure vehicle insurance1 and get Roadside assistance for only $2 per month!

Our clients from the public service  save an average of $450 by bundling their home, auto or leisure vehicle insurance.

Get an cottage insurance quote online or by phone! 

  1 855 448-4355

Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. 1. Source: June 2017 SOM survey of La Capitale clients who bundled at least two products among home, auto and leisure vehicle insurance. Average savings calculated using the declared amounts of 142 respondents who benefited from a savings. This amount is for information purposes only and does not guarantee savings.