Life Insurance
For advice on insurance, investments and savings
1 844 928-7316
8:30 a.m. to 5:00 p.m. Monday to Friday
At La Capitale, we realize the anxiety that can be associated with hospitalization due to COVID-19. Your health and that of your loved ones, as well as your financial security, are very important.
With this in mind, we are including coverage in the event of hospitalization due to COVID-19 free of charge with certain new individual insurance policies1 for a limited period. Find out more
6 reasons to take out life insurance
Maintain your family's standard of living
Compensate for loss of income
Repay your debts
Pay expenses related to a death
Leave an inheritance to your loved ones
Have an extra cushion so you don't depend solely on your employer's insurance
Permanent life insurance
Get lifelong coverage to protect your family and savings and cover the expenses you may leave behind.
Term life insurance
Get coverage for the time it takes to meet your specific financial needs while protecting your loved ones (10-, 15-, 20-, 25-, 30- or 35-year terms).
Get more coverage in one contract
Benefit from the bundling of insurance products at a budget-friendly cost.
Rent Insurance
Credit Protection (loan) Insurance
The Family Plan
Support Payment Insurance (PDF - 2 pages)
See our comparison table
| Term Life Insurance | Permanent Life Insurance | |
|---|---|---|
| Description | Affordable coverage for your temporary needs (e.g. mortgage, birth of a child) | Coverage in the event of death to ensure you can meet your financial needs throughout your life (e.g. cash flow, income replacement). |
| Other coverage available | Critical illness, disability | Critical illness, disability |
| Term | 10, 15, 20, 25, 30 or 35 years | Coverage guaranteed for life |
| Guaranteed insured amount | Yes Minimum : $25,000 |
Yes Minimum : $10,000 |
| Guaranteed premium | Yes1 | Yes1 |
| Cash surrender value | No | Yes1 |
| Links | More information about term insurance | More information about permanent insurance |
1 Some conditions apply.
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Get advice on insurance, savings and investments
1. Conditions, exclusions, and restrictions apply.
