Life Insurance

For advice on insurance, investments and savings

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1 844 928-7316

8:30 a.m. to 5:00 p.m. Monday to Friday

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At La Capitale, we realize the anxiety that can be associated with hospitalization due to COVID-19. Your health and that of your loved ones, as well as your financial security, are very important.

With this in mind, we are including coverage in the event of hospitalization due to COVID-19 free of charge with certain new individual insurance policies1 for a limited period. Find out more

6 reasons to take out life insurance


Maintain your family's standard of living


Compensate for loss of income


Repay your debts


Pay expenses related to a death


Leave an inheritance to your loved ones


Have an extra cushion so you don't depend solely on your employer's insurance

Permanent life insurance

Get lifelong coverage to protect your family and savings and cover the expenses you may leave behind.

Term life insurance

Get coverage for the time it takes to meet your specific financial needs while protecting your loved ones (10-, 15-, 20-, 25-, 30- or 35-year terms).

Get more coverage in one contract

Benefit from the bundling of insurance products at a budget-friendly cost.

Rent Insurance
Credit Protection (loan) Insurance
The Family Plan
Support Payment Insurance (PDF - 2 pages)

See our comparison table

Compare life insurance categories
  Term Life Insurance Permanent Life Insurance
Description Affordable coverage for your temporary needs (e.g. mortgage, birth of a child) Coverage in the event of death to ensure you can meet your financial needs throughout your life (e.g. cash flow, income replacement).
Other coverage available Critical illness, disability Critical illness, disability
Term 10, 15, 20, 25, 30 or 35 years Coverage guaranteed for life
Guaranteed insured amount Yes
Minimum : $25,000
Minimum : $10,000
Guaranteed premium Yes1 Yes1
Cash surrender value No Yes1
Links More information about term insurance More information about permanent insurance
1 Some conditions apply.

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Exclusive benefits for Quebec public service employees and retirees

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Get advice on insurance, savings and investments

Talk to an advisor

1 844 928-7316

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us

1. Conditions, exclusions, and restrictions apply.