
Life Insurance
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At La Capitale, we realize the anxiety that can be associated with hospitalization due to COVID-19. Your health and that of your loved ones, as well as your financial security, are very important.
With this in mind, we are including coverage in the event of hospitalization due to COVID-19 free of charge with certain new individual insurance policies1 for a limited period. Find out more
6 reasons to take out life insurance

Maintain your family's standard of living

Compensate for loss of income

Repay your debts

Pay expenses related to a death

Leave an inheritance to your loved ones

Have an extra cushion so you don't depend solely on your employer's insurance
Permanent life insurance
Get lifelong coverage to protect your family and savings and cover the expenses you may leave behind.
Term life insurance
Get coverage for the time it takes to meet your specific financial needs while protecting your loved ones (10-, 15-, 20-, 25-, 30- or 35-year terms).
Get more coverage in one contract
Benefit from the bundling of insurance products at a budget-friendly cost.
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See our comparison table
Term Life Insurance | Permanent Life Insurance | |
---|---|---|
Description | Affordable coverage for your temporary needs (e.g. mortgage, birth of a child) | Coverage in the event of death to ensure you can meet your financial needs throughout your life (e.g. cash flow, income replacement). |
Other coverage available | Critical illness, disability | Critical illness, disability |
Term | 10, 15, 20, 25, 30 or 35 years | Coverage guaranteed for life |
Guaranteed insured amount | Yes Minimum : $25,000 |
Yes Minimum : $10,000 |
Guaranteed premium | Yes1 | Yes1 |
Cash surrender value | No | Yes1 |
Links | More information about term insurance | More information about permanent insurance |
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1. Conditions, exclusions, and restrictions apply.