Life Insurance

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At La Capitale, we realize the anxiety that can be associated with hospitalization due to COVID-19. Your health and that of your loved ones, as well as your financial security, are very important.

With this in mind, we are including coverage in the event of hospitalization due to COVID-19 free of charge with certain new individual insurance policies¹ for a limited period. Find out more

6 reasons to take out life insurance

Maintain your family's standard of living

Compensate for loss of income

Repay your debts

Pay expenses related to a death

Leave an inheritance to your loved ones

Have an extra cushion so you don't depend solely on your employer's insurance

Permanent life insurance

Get lifelong coverage to protect your family and savings and cover the expenses you may leave behind.

Term life insurance

Get coverage for the time it takes to meet your specific financial needs while protecting your loved ones (10-, 15-, 20-, 25-, 30- or 35-year terms).

Get more coverage in one contract

Benefit from the bundling of insurance products at a budget-friendly cost.

Rent Insurance
Credit Protection (loan) Insurance
The Family Plan
Support Payment Insurance (PDF - 2 pages)

See our comparison table

Compare life insurance categories
	Term Life Insurance	Permanent Life Insurance
Description	Affordable coverage for your temporary needs (e.g. mortgage, birth of a child)	Coverage in the event of death to ensure you can meet your financial needs throughout your life (e.g. cash flow, income replacement).
Other coverage available	Critical illness, disability	Critical illness, disability
Term	10, 15, 20, 25, 30 or 35 years	Coverage guaranteed for life
Guaranteed insured amount	Yes Minimum : $25,000	Yes Minimum : $10,000
Guaranteed premium	Yes¹	Yes¹
Cash surrender value	No	Yes¹
Links	More information about term insurance	More information about permanent insurance