Life Insurance
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You'd insure your car or home without thinking twice, right? So, why would you hesitate to take out life insurance?
6 reasons to take out life insurance
- Maintain your family's standard of living.
- Compensate for loss of income.
- Repay your debts.
- Pay expenses related to a death.
- Leave an inheritance to your loved ones.
- Have an extra cushion so you don't depend solely on your employer's insurance.
Permanent life insurance
Get lifelong coverage to protect your family and savings and cover the expenses you may leave behind.
Term life insurance
Get coverage for the time it takes to meet your specific financial needs while protecting your loved ones (10-, 15-, 20-, 25-, 30- or 35-year terms).
Universal life insurance
Combine the peace of mind of permanent life insurance coverage with the benefits of financial investments. The amounts accumulated in your investments are tax-sheltered, enabling you to build a healthy portfolio.
Get more coverage in one contract
Benefit from the bundling of insurance products at a budget-friendly cost.
Rent Insurance
Credit Protection (loan) Insurance
The Family Plan
Support Payment Insurance (PDF - 6 pages)
See our comparison table
| Term Life Insurance | Permanent Life Insurance | Universal Life Insurance | |
|---|---|---|---|
| Description | Affordable coverage for your temporary needs (e.g. mortgage, birth of a child) | Coverage in the event of death to ensure you can meet your financial needs throughout your life (e.g. cash flow, income replacement). | Permanent, comprehensive, flexible and accessible coverage that can be used as a fund for non-registered savings in order to build tax-sheltered retirement income. |
| Other coverage available | Critical illness, disability | Critical illness, disability | Disability |
| Term | 10, 15, 20, 25, 30 or 35 years | Coverage guaranteed for life | Coverage guaranteed for life |
| Guaranteed insured amount |
Yes Minimum : $25,000 |
Yes Minimum : $10,000 |
Yes Minimum : $10,000 |
| Guaranteed premium | Yes1 | Yes1 | Yes1 |
| Cash surrender value |
No, except for 20.10 Protection |
Yes1 | Yes1 |
| Links | More information about term insurance | More information about permanent insurance | More information about universal insurance |
1 Some conditions apply.
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