SAVE an average of $115 on your ATV insurance!1

Get a quote

or call us at

1 888 522-5260

Benefits of insuring your ATV with La Capitale


Save an average of $425 by bundling your home, auto or leisure vehicle insurance1


Up to 3 years of replacement value coverage available2


$2,000 worth of free coverage on ATV equipment and accessories


No obligation to also insure your car


No extra fees when travelling throughout Canada and the United States


Exclusive 30% discount on Airmedic coverages for all La Capitale clients

Thanks Program 

THANKS Loyalty Program:

As soon as you become a client, benefit from privileges that add up over the years!

Discover all the benefits

  • Which basic coverage is mandatory for your ATV?

  • Which optional coverages are available?

Coverage for civil liability

Your ATV insurance must at minimum cover your civil liability, to provide coverage for damage caused to third parties or if your vehicle is damaged as a result of an accident for which you are not at fault.

$2M of coverage is generally recommended. 

Property damage coverages 

You can add coverage to protect your ATV from any damage it may incur in the following situations:

In the event of loss of control or collision with another ATV 

In the event of fire, theft or vandalism

Other worthwhile options

"Replacement Value" coverage

It is an interesting option for new vehicles. It allows you to obtain a reimbursement that does not take the depreciation of your ATV into account.

In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.
In the event of a total loss, your indemnity will correspond to the lowest of the following amounts:

  • The purchase price of the insured vehicle
  • The price for which the insurer may purchase, on the date of the loss, a new vehicle with specifications, equipment and accessories similar to the insured vehicle

$0 deductible option

No deductible to pay in the event of a claim


Get a ATV insurance quote online or by

or call us at

1 888 522-5260

Information you'll need to have handy when getting a quote

Damage insurance agency. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. | 1. Source: June 2017 SOM survey of 1,168 La Capitale clients who bought at least one product among home, auto or leisure vehicle insurance. $115 average savings calculated using the declared amounts of respondents who benefited from a savings on their ATV insurance. $425 average savings calculated using the declared amounts of respondents who benefited from a savings by bundling at least two products. These amounts are for information purposes only and do not guarantee savings. | 2. The ATV replacement cost is different from the car replacement cost. Ask one of our insurance agents.