Save an average of $425 by bundling your home, car or leisure vehicle insurance1
Up to 20% off for drivers with no claims
Benefits of insuring your motorcycle with La Capitale
Get free roadside assistance for your motorcycle. A value of more than $80 a year!
No obligation to also insure your car
Up to three years of replacement value coverage available2
Enjoy $5,000 of coverage for equipment and accessories, free of charge. Offered with no conditions, it's one of the best coverages in the industry!
Which basic coverage is mandatory for your motorcycle?
Which optional coverages are available?
Your motorcycle insurance must at minimum cover your civil liability, to provide coverage for damage caused to third parties or if your vehicle is damaged as a result of an accident for which you are not at fault.
$1M of coverage is generally recommended. Driving outside Quebec? It is recommended to increase your coverage to $2M.
Property damage coverages
You can add coverage to protect your motorcycle from any damage it may incur in the following situations:
Other worthwhile options
This coverage is an interesting option if you have a new motorcycle. It allows you to obtain a reimbursement that does not take the depreciation of your motorcycle into account.
In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.
In the event of a total loss, your indemnity will correspond to the lowest of the following amounts:
- The purchase price of the insured vehicle
- The price for which the insurer may purchase, on the date of the loss, a new vehicle with specifications, equipment and accessories similar to the insured vehicle
$0 deductible option
No deductible to pay in the event of a claim
Should an accident deprive you of your motorcycle for several days, this benefit covers the rental cost of a replacement vehicle or public transportation or taxi expenses. If you are far from home, additional accommodation expenses are also covered. Verify the maximum amount included under your motorcycle insurance contract.
Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. | 1. Source: June 2017 SOM survey of 1,168 La Capitale clients who bought at least one product among home, auto or leisure vehicle insurance. $150 average savings calculated using the declared amounts of respondents who benefited from a savings on their motorcycle insurance. $425 average savings calculated using the declared amounts of respondents who benefited from a savings by bundling at least two products. These amounts are for information purposes only and do not guarantee savings. | 2. The motorcycle replacement cost is different from the car replacement cost. Ask one of our insurance agents.