SAVE an average of $150 on your motorcycle insurance!1

Get a quote

or call us at

1 855 208-7768

Savings

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Save an average of $425 by bundling your home, car or leisure vehicle insurance1

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Up to 20% off for drivers with no claims

Benefits of insuring your motorcycle with La Capitale

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Get free roadside assistance for your motorcycle. A value of more than $80 a year!


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No obligation to also insure your car
 


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Up to three years of replacement value coverage available2

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Enjoy $5,000 of coverage for equipment and accessories, free of charge. Offered with no conditions, it's one of the best coverages in the industry!

Thanks Program 

THANKS Loyalty Program:

As soon as you become a client, benefit from privileges that add up over the years!

Discover all the benefits

  • Which basic coverage is mandatory for your motorcycle?

  • Which optional coverages are available?

Coverage for civil liability

Your motorcycle insurance must at minimum cover your civil liability, to provide coverage for damage caused to third parties or if your vehicle is damaged as a result of an accident for which you are not at fault.

$1M of coverage is generally recommended. Driving outside Quebec? It is recommended to increase your coverage to $2M.

Property damage coverages 

You can add coverage to protect your motorcycle from any damage it may incur in the following situations:

A collision for which you are at fault or when you are the victim of a hit-and-run

For fires, theft or vandalism


Other worthwhile options

"Replacement Value" coverage

This coverage is an interesting option if you have a new motorcycle. It allows you to obtain a reimbursement that does not take the depreciation of your motorcycle into account.

In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.
In the event of a total loss, your indemnity will correspond to the lowest of the following amounts:

  • The purchase price of the insured vehicle
    OR
  • The price for which the insurer may purchase, on the date of the loss, a new vehicle with specifications, equipment and accessories similar to the insured vehicle

$0 deductible option

No deductible to pay in the event of a claim

Travel costs

Should an accident deprive you of your motorcycle for several days, this benefit covers the rental cost of a replacement vehicle or public transportation or taxi expenses. If you are far from home, additional accommodation expenses are also covered. Verify the maximum amount included under your motorcycle insurance contract.

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Get a motorcycle insurance quote online or by
phone!

1 877 778-3242

Information you'll need to have handy when getting a quote

Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. 1. Source: June 2017 SOM survey of 1,168 La Capitale clients who bought at least one product among home, auto or leisure vehicle insurance. $150 average savings calculated using the declared amounts of respondents who benefited from a savings on their motorcycle insurance. $425 average savings calculated using the declared amounts of respondents who benefited from a savings by bundling at least two products. These amounts are for information purposes only and do not guarantee savings. | 2. The motorcycle replacement cost is different from the car replacement cost. Ask one of our insurance agents.