Trailer insurance
Savings
Save an average of $425 by bundling your home, car or leisure vehicle insurance1
Up to 20% off for drivers with no claims
Benefits of insuring your trailer with La Capitale
Up to 10 years of replacement value coverage available2
$8,000 of free coverage for personal property inside your RV or on site
No obligation to also insure your car
Get free roadside assistance for your trailer. A value of more than $150 a year!
THANKS Loyalty Program:
As soon as you become a client, benefit from privileges that add up over the years!
Which coverages are included with basic trailer insurance?
Which optional coverages are available?
Coverage for civil liability 
Your trailer insurance must at minimum cover your civil liability, to provide coverage for damage caused to third parties or if your vehicle is damaged as a result of an accident for which you are not at fault.
$1M of coverage is generally recommended. Driving outside Quebec? It is recommended to increase your coverage to $2M.
Travel costs
Should an accident deprive you of your trailer for several days, this benefit could cover the additional expenses incurred:
- For food and lodging, if you are far from home
- To get around, if you must use another means of transportation
- To transport your personal effects
- To recover the vehicle from the repair shop and take it home
Personal property insurance
La Capitale trailer insurance includes a comprehensive coverage worth $8,000 for your personal property. In the event of a loss, there is no need to make a home insurance claim for property in your RV or on site that is damaged or stolen!
The repatriation of trailers
This coverage will help you pay someone to bring your trailer back home if your towing vehicle is stolen or is involved in an accident which results in a total loss.
Property damage coverages
You can add coverage to protect your trailer from any damage it may incur in the following situations:
- A collision for which you are at fault or when you are the victim of a hit-and-run
- For fires, theft, vandalism or glass breakage
Other worthwhile options
"Replacement Value" coverage
This coverage is an interesting option if you have a new trailer.
In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.
In the event of a total loss, your indemnity will correspond to the lowest of the following amounts:
- The purchase price of the insured vehicle
OR
- The price for which the insurer may purchase, on the date of the loss, a new vehicle with specifications, equipment and accessories similar to the insured vehicle
$0 deductible option
No deductible to pay in the event of a claim
Get a trailer insurance quote online or by
phone!
1 877 778-3242
Firm in Damage Insurance. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. | 1. Source: June 2017 SOM survey of 1,168 La Capitale clients who bought at least one product among home, auto or leisure vehicle insurance. $75 average savings calculated using the declared amounts of respondents who benefited from a savings on their trailer insurance. $425 average savings calculated using the declared amounts of respondents who benefited from a savings by bundling at least two products. These amounts are for information purposes only and do not guarantee savings. | 2. The travel trailer replacement cost is different from the car replacement cost. Ask one of our insurance agents.
