Benefits of insuring your watercraft with La Capitale
Save an average of $425 by bundling your home, auto or leisure vehicle insurance1
No obligation to also insure your car
Your quote is just a phone call away!
Spread out your premium payments over 12 months with no interest or service charges
Personalized rates according to your needs and type of watercraft
Free additional coverage for your equipment and personal property
What does watercraft insurance include?
Which optional coverages are available?
Coverage for civil liability
Your watercraft insurance must at minimum cover your civil liability, to provide coverage for damage caused to third parties.
Health expenses and accidental death insurance
La Capitale watercraft insurance includes free health expenses insurance for $5,000 and accidental death insurance for $15,000.
Equipment, personal property, etc.
Several types of additional coverage are included for free with La Capitale watercraft insurance. They cover your electronic equipment, your personal property and your guests' personal property.
The $0 deductible option
No deductible to pay in the event of a claim
The “Agreed Amount” coverage up to 15 years
Get compensated for the agreed amount of your watercraft in the event of a total loss
Coverage for uninsured third parties
Up to $500,000 in coverage if you sustain injuries caused by an uninsured watercraft
The “All perils” coverage for damage caused to your watercraft
Cover property damage to your watercraft
Damage insurance agency. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. | 1. Source: June 2017 SOM survey of 1,168 La Capitale clients who bought at least one product among home, auto or leisure vehicle insurance. $150 average savings calculated using the declared amounts of respondents who benefited from a savings on their watercraft insurance. $425 average savings calculated using the declared amounts of respondents who benefited from a savings by bundling at least two products. These amounts are for information purposes only and do not guarantee savings.