Mortgage loans

Mortgage loans - La Capitale - Header

Call us to apply for a mortgage loan

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us

Promotiona mortgage
rates for new clients

See mortgages rates

3.14%

57-month closed
bleu-bar.jpg

3.09%

5-year closed
bleu-bar.jpg

Buying a home is the biggest investment you'll ever make, which is why most people need to take out a mortgage loan. La Capitale offers competitive interest rates and products ranging from variable interest rate and fixed-rate loans to mortgage lines of credit.

Our mortgage loans

Fixed-rate mortgage loan

Manage your budget better

With the La Capitale fixed-rate mortgage loan, you have the security of knowing the exact amount your payments will be for the length of your term, which can range from six months to ten years, depending on what you choose. This avoids unpleasant surprises and makes it easier for you to manage your budget.

Benefits

  • Security
  • Stability
  • Open or closed terms
  • Competitive rates
  • Top quality service

Learn more

Adjustable-rate mortgage loan

Maximize your savings

Because buying a property these days doesn't come cheap, you want to save as much as you can on your mortgage. La Capitale offers you an excellent way to achieve this: Adjust your interest rate every 12 months for the next five years.

Benefits

  • Guaranteed initial interest rate
  • Option to repay up to 15% of the principal
  • No service fees
  • Free appraisal
  • Options to transfer

Learn more

Chameleon integrated financing

Unlock your property value to finance other projects

The La Capitale Chameleon integrated financing plan allows you to use the equity in your home to meet all your financing needs with a line of credit. It gives you access to cash for making your dreams come true.

Benefits

  • Time savings
  • Money savings
  • Options
  • Convenience
  • Flexibility

Learn more

Promotional mortgage
rates for new clients

3.14%

57-month closed
barre-03.jpg

3.09%

5-year closed
barre-03.jpg

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us

See mortgages rates

Quarterly Publication - Residential Mortgages (French only) (PDF - 1 page)