Chameleon Integrated Financing


Contact us now to secure your mortgage rate

1 866 227-2606

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us

Benefit from a mortgage-backed line of credit of up to 80% of the value of your home and put it to use for your financing needs. You also have the flexibility of managing your loans separately with fixed-rate or variable-rate portions.

6 reasons to choose the Chameleon from La Capitale

  1. Access funds quickly at any time without the hassle of negotiating new credit applications or having to pay notary fees.
  2. Enjoy a preferred interest rate that is significantly lower than rates for lines of credit and personal credit cards.
  3. Integrate all your loans and receive just one monthly statement.
  4. Benefit from flexible payment terms in line with your budget.
  5. Manage everything online: Carry out transactions and transfers, view your account balance and more with our online service.
  6. Link your Chameleon to your current bank account.

How does the Chameleon work?

You can simply use your main account for all your financing needs. However, to avoid fluctuations in the preferred rate or to manage your loans separately, you can create optional accounts at any time. For example:

Chameleon Integrated Financing
Value of your home1 $200,000
Credit limit
(80% × $200,000)
Main account
Boat loan $30,000
Closed fixed interest rate account
Home loan $50,000
Reimbursable fixed interest rate account
Car loan $10,000
Variable credit account
Renovation loan $5,000
Available credit $65,000

1. Value used for financing purposes

Read the leaflet (PDF - 8 pages)

Mortgage calculators


Compare rates and amortization to know the amount of your mortgage payments and your balance.


How much can I
afford to borrow?

Buying a home is often the biggest investment you will ever make. Before rushing in, assess your financial situation.



The future is built on hopes and dreams. What are your dreams and when will they come true?


Monthly budget

Determine how much of your monthly budget is available for mortgage payments and other related expenses.