Mortgage Rates

Header, mortgage rates La Capitale

Call us to apply for a mortgage loan

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us

Guarantee your mortgage rate for up to 90 days against increases before you take possession of your new home. Your rate may also be automatically adjusted in the event of a decrease in the interest rates.* You win every time!

Mortgage loans interest rates

Promotional mortgage rates for new clients

5-year closed
2,79 %

55-month closed
2,79 %

  • Fixed-rate mortgage loan
  • Adjustable-rate mortgage loan
  • HBP loan
Posted mortgage interest rate*
6 month convertible 4.400%
1 year open 6.300%
1 year closed 3.140%
2 year closed 2.940%
3 year closed 3.390%
4 year closed 3.990%
55 months closed 4.740%
57 months closed 4.740%
5 year closed 4.740%
7 year closed 5.290%
10 year closed 6.090%

* Public service employees and retirees can take advantage of the preferred interest rate on all new mortgage loans. Contact us for more information.

Rate automatically adjusted every 3 or 12 months for 5 years.

Interest rate at time of adjustment *
3 months 2.490 %
12 months 2.740 %

* Posted mortgage interest rate less 0.40%

HBP loans (Home Buyers' Plan)
Interest rate 4,000%



Quebec public service employees
and retirees: Take advantage of
exclusive benefits!

First-time Homebuyers package
Home insurance that's FREE for 1 year
Attractive mortgage loan for your first home

Act now! Special limited time offer.


Find out more

Standard interest rate loan for individuals

Posted interest rate for individuals

Variable interest rate
Rate

See the rate history

4.350 %

La Capitale Prime Interest Rate

Variable interest rate
Rate

See the rate history

3.600 %

Call us to apply for a mortgage loan

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us


*Your mortgage rate may be decreased, if upon receipt of the Loan Application, the lender's interest rate for a similar term is lower than the guaranteed rate. Certain conditions apply.

If interest rates published on this site differ from those in the official list from La Capitale Financial Group Inc., the official list published by La Capitale Financial Group Inc. shall prevail.

Interest rates are subject to change at any time without notice.