Mortgages

Mortgage loans - La Capitale - Header

Contact us now to secure your mortgage rate

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us

Promotional mortgage
rates for new clients

See all mortgage rates

3.14%

57-month closed
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2.89%

5-year closed
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The purchase of a home is undoubtedly the biggest investment you make in your life. That’s why most people rely on a mortgage to help them reach their goal. At La Capitale, we offer one of the best mortgage rates on the market along with a complete range of products, whether you’re buying for the first time or looking to refinance your current home.

Already a homeowner?

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Whether you’re looking to renew or refinance your mortgage, or to use the equity on your current home to get more cash through a mortgage line of credit, we have the solution for you.

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Buying your first home?

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Purchase your first home with confidence with a La Capitale mortgage. Take advantage of our educational tools for first‑time buyers and find out how you can easily get a loan!

Find out more

Our mortgage loans

Fixed rate mortgages

Simplify your budget planning process by knowing ahead of time the amount of your mortgage payments.

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Variable rate mortgages

Save as much as you can on your mortgage by adjusting your interest rate every 3 or 12 months for the next five years.

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Chameleon integrated financing

Use the equity in your home to meet all your financing needs with a line of credit.

Learn more

Mortgage calculators

Mortgage
payments

Compare rates and amortization to know the amount of your mortgage payments and your balance.
 

Calculate

How much can I
afford to borrow?

Buying a home is often the biggest investment you will ever make. Before rushing in, assess your financial situation.

Calculate

Financial
objectives

The future is built on hopes and dreams. What are your dreams and when will they come true?
 

Calculate

Monthly budget
calculator

Determine how much of your monthly budget is available for mortgage payments and other related expenses.

Calculate

Promotional mortgage
rates for new clients

3.14%

57-month closed
barre-03.jpg

2.94%

5-year closed
barre-03.jpg

1 866 227-2606

8:30 a.m. to 5:00 p.m. weekdays
Email us

See all mortgage rates

 

Quarterly Publication - Residential Mortgages (French only) (PDF - 1 page)