Guaranteed investment certificate (GIC)

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Benefit from progressive interest rate bonuses on certain products once your investments exceed $10,000*. With a GIC from La Capitale, you are guaranteed to come out ahead!

Interest rates

Which GIC suits you best?
  Traditional GIC Equity Index GIC
Description To secure your investment portfolio and ensure stable returns A gateway to the stock markets for higher potential returns and guaranteed capital at maturity and on death
Type of contract Non-registered, registered and TFSA Non-registered, registered and TFSA
Interest Guaranteed Variable based on a market index, underlying fund or portfolio
Term 30 to 270 days, 1 to 5 years, 7 years and 10 years 5, 7 and 10 years
Redeemable1 Redeemable and non-
redeemable
Yes
Minimum investment $500 $500
Portfolio bonus2 Yes No
Guarantee Capital and returns guaranteed at maturity and on death Capital guaranteed at maturity and on death

*Certain conditions apply.
Subject to applicable fees and penalties.
In order to determine the bonus, the portfolio is defined as the sum of GICs (other than the Equity Index GIC) and the daily interest account (DIA) issued by La Capitale Civil Service Insurer and that are held by the client and his or her spouse (if paired).

Refer to the service and transaction fee information

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