High-Interest Savings Account

Save. Accomplish.

Get up to $50
on opening your account1

Use promo code PROMO50

Save now!

Open an account

Already have an account?

Access Client Centre

Discover the La Capitale High-Interest Savings Account*

Benefit from one of the best interest rates on the market and the possibility to grow your savings automatically with preauthorized deposits.

Promotion

For a limited time, you can get up to $50 when you open your first La Capitale High-Interest Savings Account.

  1. Enter promotion code PROMO50 when you register online and receive $301
  2. Once your account has been activated, set up periodic bank transfers to receive $201

Features

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High interest rate


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Periodic deposit with preauthorized transfer


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Unlimited transactions


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Up to 50 budget allocations


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No service fees or minimum balance

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Available as a TFSA

High-Interest TFSA: an easy way to save!

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Grow your savings tax-free
 


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Take advantage of unused contribution room from previous years 

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Your money can be withdrawn anytime and you won’t have to pay taxes


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Amounts invested do not affect your RRSP contribution limit 

Interest rates in effect

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Current rates

High-Interest Savings Account  
   

0.25%

High-Interest TFSA

0.30%

See how much you can save

Savings calculator

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Preauthorized payments

Grow your savings automatically with payroll deduction† or preauthorized debit by taking advantage of a high interest rate.

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Accessible at any time

Manage your money without worrying about business hours: our secure website is available 24/7. Have an issue? Our customer service department is available to help you.

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Protection against market fluctuations

La Capitale's high-interest account protects your money against market fluctuations. We don't take chances with your savings.

Testimonials

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“I love this product!”

“I love this product because it lets me manage my budget and set money aside periodically so that I have the money to pay my recurring expenses and projects.” 

- Josianne L.

“Very satisfied!”

“My High-Interest Savings Account allowed me to set money aside so that I could move into my first apartment. It’s also a safety cushion in case of an emergency!”

- Sarah-Jane B.


 

Online application

Open an account

For more information

1 866 227-2606

8:00 a.m. to 8:00 p.m. Monday to Friday
8:30 a.m. to 16:00 p.m. Saturday and Sunday


 

1. Paid directly into your first account once it has been activated. $30 when opened with the promo code PROMO50 + $20 when periodic bank transfers are set up ($25 for a deposit by means of payroll deduction, if the client is eligible). Valid from May 21 to August 31, 2020 when opening a first account only. The $50 promotion does not apply to the TFSA. Get more info on the promotion.

† Participating employers only.

*Available to individuals residing in Quebec only. † Participating employers only.

La Capitale Civil Service Insurer Inc. is registered with the Autorité des marchés financiers under the Deposit Insurance Act.