High-Interest Savings Account

Get up to $50
on opening your account1

Use promo code PROMO50

Save now!

Open an account

Already have an account?

Make a deposit

Discover the La Capitale High-Interest Savings Account*

Benefit from one of the best interest rates on the market and the possibility to grow your savings automatically with preauthorized deposits.


For a limited time, get up to $50 when you open your first La Capitale High-Interest Savings Account.

  1. Enter promotion code PROMO50 when you register online and receive $301
  2. Once your account has been activated, set up periodic bank transfers to receive $201



High interest rate


Periodic deposit with preauthorized transfer


Unlimited transactions


Up to 50 budget allocations


No service fees or minimum balance


Available as a TFSA

High-Interest TFSA: an easy way to save!


Grow your savings tax-free


Take advantage of unused contribution room from previous years 


Your money can be withdrawn anytime and you won’t have to pay taxes


Amounts invested do not affect your RRSP contribution limit 

Interest rates in effect


Current rates

High-Interest Savings Account  


High-Interest TFSA


See how much you can save

Savings calculator


Preauthorized payments

Grow your savings automatically with payroll deduction† or preauthorized debit by taking advantage of a high interest rate.


Accessible at any time

Manage your money without worrying about business hours: our secure website is available 24/7. Have an issue? Our customer service department is available to help you.


Protection against market fluctuations

La Capitale High-Interest Savings Account protects your money against market fluctuations. We don't take chances with your savings.



“I love this product!”

“I love this product because it lets me manage my budget and set money aside periodically so that I have the money to pay my recurring expenses and projects.” 

- Josianne L.

“Very satisfied!”

“My High-Interest Savings Account allowed me to set money aside so that I could move into my first apartment. It’s also a safety cushion in case of an emergency!”

- Sarah-Jane B.


Online application

Open an account

For more information

1 855 781-2838

8:00 a.m. to 8:00 p.m. Monday to Friday
8:30 a.m. to 16:00 p.m. Saturday and Sunday

1. Paid directly into your first account once it has been activated. $30 when opened with the promo code PROMO50 + $20 when periodic bank transfers are set up ($25 for a deposit by means of payroll deduction, if the client is eligible). Valid from June 1 to August 31, 2021 when opening a first account only. The $50 promotion does not apply to the TFSA.
Get more info on the promotion.

*Available to individuals residing in Quebec only. † Participating employers only.

La Capitale Civil Service Insurer Inc. is registered with the Autorité des marchés financiers under the Deposit Institutions and Deposit Protection Act.
Terms of use of the La Capitale High-Interest Savings Account.