High-Interest Savings Account

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The La Capitale Stow & Grow Account is a high-interest savings account.

Make your money work for you thanks to one of the best interest rates on the market and the possibility to grow your savings automatically with preauthorized deposits.


For a limited time, you can have up to $50 deposited directly into your account when you open your first La Capitale Stow & Grow Account.

To receive $50:

  1. Enter promotion code PROMO50 when you register online and receive $301
  2. Set up a periodic deposit and receive $202



High interest rate


Periodic deposit with preauthorized transfer


Unlimited transactions


Up to 50 budget allocations


No service fees or minimum balance


Available as a TFSA


Interest rates in effect


Current rates

La Capitale Stow & Grow Account     


La Capitale Stow & Grow TFSA


See how much you can save

Savings calculator

Grow your savings automatically with payroll deduction or preauthorized debit. Nothing could be easier! And with such a high rate, it's in your interest to save!

Manage your money without having to worry about office hours, thanks to our secure website that's available 24/7. Something on your mind? Our Customer Service team is here to help!

You can sleep easy! La Capitale's Stow & Grow account protects your money from market fluctuations. No risk to take with your savings.

Stow & Grow FAQ


Are there any service fees?

No! We don't charge any monthly enrolment, transaction or management fees. That's what we at La Capitale mean by online savings!

Does a minimum balance requirement apply?

No! You can start saving with just a dollar!

What's the maximum number of transactions?

Unlimited! Make as many transactions as you want, whenever you want.



“I love this product!”

“I love this product because it lets me manage my budget and set money aside periodically so that I have the money to pay my recurring expenses and projects.” 

- Josianne L.

“Very satisfied!”

“My Stow & Grow Account allowed me to set money aside so that I could move into my first apartment. It’s also a safety cushion in case of an emergency!”

- Sarah-Jane B.


Online application

Open an account

For more information

1 844 781-1330

8:30 a.m. to 5:00 p.m. Monday to Friday


1. $30 will be paid directly into your account when you open your first La Capitale Stow & Grow Account by using promotion code PROMO50 when registering online, during the promotional period. This promotion does not apply to the La Capitale Stow & Grow TFSA. | 2. $20 will be paid directly into your account on set-up of a first periodic deposit. This promotion does not apply to the La Capitale Stow & Grow TFSA. Certain conditions apply.

Get more info on the promotion and the other conditions

Participating employers only.

La Capitale Civil Service Insurer Inc. is registered with the Autorité des marchés financiers under the Deposit Insurance Act.