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Benefit from the most dependable source of retirement income available. Since La Capitale assumes the investment risk, an annuity ensures guaranteed income, even during times of economic instability.

The different type of annuities
Life annuity Benefit from an investment offering fixed, guaranteed payments for life. No investment management is required by the annuitant. Option of choosing a guaranteed period.
Joint and survivor annuity Take advantage of payments for life for you and your spouse. A joint and survivor annuity has all the same features as a life annuity.
Term certain annuity Benefit from payments for a period of time you set when you purchase the annuity. When this period ends, payments cease and the contract is terminated, even if the annuitant is still alive

If the annuity is non-registered, it is automatically considered a prescribed annuity and therefore receives preferred tax treatment. This means you can uniformly spread out your tax payments over the term of the annuity.

Deferred life annuity (LifeAnew)

A La Capitale exclusive! Enjoy the advantages of an RRSP and retirement income that's 100% guaranteed for life.

See the deferred life annuity section (LifeAnew)

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Quebec public service employees and retirees: Exclusive advantages are in store for you!

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