Registered Retirement Savings Plan (RRSP)

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For a real heavy-hitting RRSP strategy

Talk to an advisor

1 855 896-9495

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us

4 great reasons to tip the scales towards our RRSPs

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Guaranteed Capital1

 

- 100% in the event of death for investment accounts
- Up to 110% at maturity based on the choice of the Equity Index GIC

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Estate

 

Designation of a beneficiary of choice

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Contributions

 

Contributions covered by Assuris of up to $100,000

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Diversifying

 

Diversifying your portfolio on a global scale thanks to our savvy selection of renowned investment management companies

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Preauthorised debit

to contribute to your RRSP efficiently and take advantage of the Home Buyers’ Plan (HBP), if applicable.

Free personalized service

and access to a La Capitale partner financial security advisor.


Get a reduction on your taxable income now while you save for your retirement later!


Products available for your RRSP

Guaranteed investment certificates (GIC)

Take advantage of competitive returns through guaranteed investments at fixed or variable interest rates.

Investment accounts

Take advantage of the returns from a market index, mutual investment funds or a portfolio of mutual investment funds.

Deferred life annuity (LifeAnew)

Enjoy the advantages of an RRSP and retirement income that's 100% guaranteed for life.

Investment funds

Diversify your portfolio by choosing from a wide range of mutual funds and segregated funds.

What's the difference between a TFSA and an RRSP?

TFSA/RRSP comparison
  TFSA RRSP
Objective Savings for short- and medium-term projects Retirement savings
Contribution age limit None Age 71
Annual contribution limit $5,500 18% of earned income, up to $21,000, less the pension adjustment
Contributions are deductible on your income tax return No Yes
Withdrawals are taxable No Yes

 

Interest rates

Refer to the service and transaction fee information

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Quebec public service employees and retirees: Exclusive advantages are in store for you!

Find out more

For a real heavy-hitting RRSP strategy

Talk to an advisor

1 855 896-9495

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us


1.For any deposits made into La Capitale investment accounts before age 75. Certain conditions apply.