Registered Retirement Savings Plan (RRSP)
At La Capitale, we have everything you need for your RRSPs2!
Benefit from investment products that are among the top performers in the industry1
You can count on us to recommend diversified investments that are tailored to your investor profile
Keep your savings safe with our investment accounts that offer 100% guaranteed capital in the event of death
Contribute to your RRSPs without giving it a second thought by opting for preauthorized bank payments
Unique RRSP benefits for public service employees
Get an accurate projection of your retirement income thanks to our tool designed specifically for your retirement plan (RREGOP or PPMP)
Contribute to your RRSPs without giving it a second thought by opting for payroll deduction3
What's an RRSP?
The RRSP, or registered retirement savings plan, is an investment vehicle that's generally used for retirement purposes. By investing in an RRSP, you reduce your taxable income, so you pay lower income tax.4
Discover our range of RRSP products:
How does the HBP work?
The Home Buyers' Plan (HBP) allows you to withdraw up to $35,000 tax-free from your RRSP to purchase your first home.
How does the LLP work?
The Lifelong Learning Plan (LLP) allows you to withdraw up to $20,000 tax-free from your RRSP to finance your education.
1. The reference funds of investment accounts offered by La Capitale were awarded several prizes for their excellent returns at the Refinitiv Lipper Fund Awards 2019. | 2. Issued by La Capitale Civil Service Insurer Inc. | 3. Participating employers only. | 4. Some conditions apply.