Retirement Savings (RRSP)


3 reasons to choose a La Capitale's RRSP

Contribute to your RRSPs early and often thanks to periodic deposit with payroll deduction or preauthorized transfer.

Pass on your RRSP to the person of your choice in the event of death. Only an insurance company can offer you that option!

Maximize your investments through our wide range of products that can meet your performance and security needs.

Get a reduction on your taxable income now while you save for your retirement later!

Products available for your RRSP

Guaranteed investment certificates (GIC)

Take advantage of competitive returns through guaranteed investments at fixed or variable interest rates.

Investment accounts

Take advantage of the returns from a market index, mutual investment funds or a portfolio of mutual investment funds.

Deferred life annuity (LifeAnew)

Enjoy the advantages of an RRSP and retirement income that's 100% guaranteed for life.

Investment funds

Diversify your portfolio by choosing from a wide range of mutual funds and segregated funds.

What's the difference between a TFSA and an RRSP?

TFSA/RRSP comparison
Objective Savings for short- and medium-term projects Retirement savings
Contribution age limit None Age 71
Annual contribution limit $5,500 18% of earned income, up to $21,000, less the pension adjustment
Contributions are deductible on your income tax return No Yes
Withdrawals are taxable No Yes


Interest rates

Refer to the service and transaction fee information



Quebec public service employees and retirees: Exclusive advantages are in store for you!

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