Registered Retirement Savings Plan (RRSP)
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What's an RRSP?
The RRSP, or registered retirement savings plan, is an investment vehicle that's generally used for retirement purposes. You can contribute up to 18% of your annual income. By investing in an RRSP, you reduce your taxable income, so you pay lower income tax.
It's when you withdraw money from your RRSP that it is added to your income and taxed. That's why it's often more beneficial to withdraw from your RRSP when you retire, because your income is usually lower, as is the tax rate.
Discover our range of RRSP products!
Investment
accounts
Get the safety of an investment in a life insurance company with the performance of a mutual fund rolled into one product!
Guaranteed
Investment Certificate (GIC)
Ensure competitive returns through garanteed investments at fixed or variable interest rates.
Deferred Life Annuity (LifeAnew)
Enjoy the advantages of an RRSP while maintaining a retirement income that's 100% garanteed for life.
Investment
Funds
Diversify your portfolio thanks to our array of mutual funds and segregated funds.
Ensuring you get unique RRSP benefits? That’s a guarantee!
Capital
Guaranteed at 100 % in the event of death for investment accounts
Estate
Designation of beneficiary of your choice allowing you to protect your RRSPs from creditors
Coverage
Contributions covered by Assuris up to $100,000
Diversification
Diversify your portfolio on a global scale thanks to our savvy selection
Do you know the difference between a TFSA and an RRSP?
Your RRSP, your way!
BUYING YOUR FIRST PROPERTY
GO ON VACATION
PLAN YOUR RETIREMENT
Planning on buying your first home?
Have you thought about using the HBP? Become a homeowner by withdrawing up to $25,000 from your RRSP as your tax-free down payment.
Dreaming of travelling?
In addition to saving for your retirement, use your tax return to plan your next getaway!
Thanks to an RRSP strategy tailored to your financial goals, plan for your retirement as of today!
Ensuring you get a balanced RRSP strategy? That’s a guarantee!
