Registered Retirement Savings Plan (RRSP)

Tip the scales towards our RRSPs

Call us for a heavy-hitting RRSP strategy!

1 855 747-7713

8:30 a.m. to 5:00 p.m. Monday to Friday

Email us

What's an RRSP?

The RRSP, or registered retirement savings plan, is an investment vehicle that's generally used for retirement purposes. You can contribute up to 18% of your annual income. By investing in an RRSP, you reduce your taxable income, so you pay lower income tax.

It's when you withdraw money from your RRSP that it is added to your income and taxed. That's why it's often more beneficial to withdraw from your RRSP when you retire, because your income is usually lower, as is the tax rate.


Discover our range of RRSP products!

Investment
accounts

Get the safety of an investment in a life insurance company with the performance of a mutual fund rolled into one product!

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Guaranteed
Investment Certificate (GIC)

Ensure competitive returns through garanteed investments at fixed or variable interest rates.
 

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Deferred Life Annuity (LifeAnew)

Enjoy the advantages of an RRSP while maintaining a retirement income that's 100% garanteed for life.

 

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Investment
Funds

Diversify your portfolio thanks to our array of mutual funds and segregated funds.

 

Find out more


4 great reasons that tip the scales toward our RRSPs!

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Capital

Guaranteed at 100 % in the event of death for investment accounts

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Estate

Designation of beneficiary of your choice allowing you to protect your RRSPs from creditors

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Coverage

Contributions covered by Assuris up to $100,000

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Diversification

Diversify your portfolio on a global scale thanks to our savvy selection


Connaissez-vous la différence entre un CELI et un REER?

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Interest rates

Refer to the service and transaction fee information


Your RRSP, your way!


  • BUYING YOUR FIRST PROPERTY


  • GO ON VACATION


  • PLAN YOUR RETIREMENT

Planning on buying your first home?

Have you thought about using the HBP? Become a homeowner by withdrawing up to $25,000 from your RRSP as your tax-free down payment.

Dreaming of travelling?

In addition to saving for your retirement, use your tax return to plan your next getaway!

Thanks to an RRSP strategy tailored to your financial goals, plan for your retirement as of today!

For a heavy-hitting RRSP strategy, contact one of our head office advisors to get information quickly!

Claude Lavoie
and Marie-Chantal Lefebvre

Financial Security Advisors*
Mutual Funds Representatives**

1 855 747-7713

8:30 a.m. to 5:00 p.m. Monday to Friday
Email us

† One prize for a $3,000 travel voucher and one prize for a $500 travel voucher. Certain conditions apply. Contest runs from December 4, 2017 to March 1, 2018. Contest rules available at lacapitale.com/rrspcontest.

* On behalf of La Capitale Civil Service Insurer Inc., Financial Services Firm | ** On behalf of La Capitale Financial Services Inc., Financial Services Firm