High-Interest Savings Account

Save now!

Discover the La Capitale High-Interest Savings Account

Benefit from one of the best interest rates on the market and the possibility to grow your savings automatically with preauthorized deposits.



High interest rate


Periodic deposit with preauthorized transfer


Unlimited transactions


Up to 50 budget allocations


No service fees or minimum balance


Available as a TFSA

High-Interest TFSA: an easy way to save!


Grow your savings tax-free


Take advantage of unused contribution room from previous years 


Your money can be withdrawn anytime and you won’t have to pay taxes


Amounts invested do not affect your RRSP contribution limit 

Interest rates in effect


Promotional rate
on new deposits


Current rates

High-Interest Savings Account  


High-Interest TFSA



See how much you can save

Savings calculator

Preauthorized payments

Grow your savings automatically with payroll deduction2 or preauthorized debit by taking advantage of a high interest rate.

Accessible at any time

Manage your money without worrying about business hours: our secure website is available 24/7. Have an issue? Our customer service department is available to help you.

Protection against market fluctuations

La Capitale's high-interest account protects your money against market fluctuations. We don't take chances with your savings.



“I love this product!”

“I love this product because it lets me manage my budget and set money aside periodically so that I have the money to pay my recurring expenses and projects.” 

- Josianne L.

“Very satisfied!”

“My Stow & Grow Account allowed me to set money aside so that I could move into my first apartment. It’s also a safety cushion in case of an emergency!”

- Sarah-Jane B.

Online application

Open an account

For more information

1 866 227-2606

8:00 a.m. to 9:00 p.m. Monday to Friday
9:00 a.m. to 17:00 p.m. Saturday and Sunday

1. The 3.00% promotional interest rate applies to all new net deposits, up to a maximum of $100,000, made in an eligible La Capitale High-Interest TFSA between October 17, 2019 and February 28, 2020. Interest rates are subject to change without notice. Other conditions apply. Get more info on the promotion and the other conditions | 2. Participating employers only.

La Capitale Civil Service Insurer Inc. is registered with the Autorité des marchés financiers under the Deposit Insurance Act.