Lifelong Learning Plan (LLP)

Need to set money aside for post-secondary education?1

Speak to an advisor

1 844 928-7316

8:30 a.m. to 5:00 p.m., Monday to Friday

At La Capitale, we have everything you need for your RRSPs2!

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Withdraw up to $20,000 tax-free from your RRSP for post-secondary education.


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Benefit from savings products that are among the top performers in the industry.3


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You can count on us to recommend diversified investments that are tailored to your investor profile.

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Keep your savings safe with our investment accounts that offer 100% guaranteed capital in the event of death.4

Unique RRSP benefits for public service employees

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Get a tailor-made projection of your retirement income thanks to our tool designed specifically for your retirement plan (RREGOP or PPMP)

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Contribute to your RRSPs without giving it a second thought by opting for payroll deduction5

How does the LLP work?

The LLP allows you to withdraw up to $20,000 tax-free from your RRSP to finance your post-secondary education or that of your spouse. You have up to 10 years to repay the amounts you withdrew from your RRSPs.

You must meet certain conditions2 to be eligible for the LLP, including:

  • Have an RRSP
  • You must deposit the money into your RRSP at least 90 days before withdrawing it
  • Be registered full-time for an eligible training program, in a certified educational institution
  • Not have a previous LLP you are currently reimbursing

Need to set money aside for post-secondary education?1

Speak to an advisor

1 844 928-7316

8:30 a.m. to 5:00 p.m., Monday to Friday

1. Subject to applicable terms and conditions. | 2. Issued by La Capitale Civil Service Insurer Inc. | 3. The reference funds of investment accounts offered by La Capitale were awarded several prizes for their excellent returns at the Refinitiv Lipper Fund Awards 2019. | 4. Certain conditions apply. | 5. Participating employers only.