Mortgage insurance

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What is La Capitale mortgage insurance?

It’s a term life insurance that provides you with peace of mind for the duration of the mortgage. It allows you to insure your loan with confidence, whether you're getting a new mortgage loan, renewing or refinancing

4 good reasons to choose La Capitale


You own the insurance: You select the beneficiaries and they can choose how they would like to receive the amount.


Your insurance is separate from the mortgage loan. Since you own the insurance, you remain insured even if you change financial institutions when you renew your loan.


You avoid premium increases with each mortgage renewal thanks to a guaranteed fixed rate.


You benefit from flexible life insurance! You select the type and duration of your coverage (from 10 to 35 years) and you have the option to convert your term life insurance into a permanent life insurance with no evidence of insurability to become insured for life.


A single call is all it takes to get a quote!

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On behalf of La Capitale Civil Service Insurer  Inc., Financial Services Firm

Some conditions, restrictions and exclusions apply. Available in Quebec only. The circumstances or factors may vary depending on your individual situation. Before taking action, we encourage you to consult a professional. La Capitale may not be held liable for any consequences arising from any decision taken based on this content.